Screen 10: Application Complete

AINA

AI-powered business lending

Loan Application Assistant

I'll guide you through the process step by step

AI Assistant
👋 Hello! I'm your AI lending assistant. I can help you get a business loan in just 8 minutes by understanding your needs and connecting your financial data automatically.

What would you like to do today?

Application Summary

Live view of your loan application

Overview
Timeline
Documents
Application Progress 0% Complete
💼

Start Your Application

Select an option on the left to begin building your loan application

AINA

AI-powered business lending

Loan Application Assistant

I'll guide you through the process step by step

AI Assistant
👋 Hello! I'm your AI lending assistant.
JS
You
I need a loan for business expansion - opening a second café location
AI Assistant
Perfect! Let me make sure I understood correctly:

What I Understood

95% Confident
Business Expansion
Second Café Location
Food & Beverage
£100k - £200k

Application Summary

Live view of your loan application

Overview
Timeline
Documents
Application Progress 25% Complete

Loan Purpose

What you're applying for

Complete
Business Expansion
£100k - £200k
Food & Beverage
3-6 months

AINA

AI-powered business lending

Loan Application Assistant

I'll guide you through the process step by step

AI Assistant
Great! Now I need to connect to your financial data to verify your information. This takes 30 seconds and uses bank-level encryption.

Please enable the data sources and upload required documents:
📋

Business Plan for Expansion

PDF with financial projections, max 10MB

Application Summary

Live view of your loan application

Overview
Timeline
Documents
Application Progress 25% Complete

Loan Purpose

What you're applying for

Complete
Business Expansion
£100k - £200k

AINA

AI-powered business lending

Loan Application Assistant

I'll guide you through the process step by step

AI Assistant
✅ Data connected successfully!

I've retrieved your financial information from multiple sources.

Revenue & Income:
• Annual Revenue: £840,000
• Operating Income: £350,000

Cash Flow & Liquidity:
• Monthly Cash Flow: £28,500
• Operating Cash Flow: £29,200
• Receivables Outstanding: £45,000
• Payables Outstanding: £38,000

Application Summary

Live view of your loan application

Application Progress 50% Complete

AINA

AI-powered business lending

Loan Application Assistant

I'll guide you through the process step by step

AI Assistant
Now I'll run a credit check with credit bureaus to assess your creditworthiness. This will be a soft credit check that won't affect your credit score.
AI Assistant
✅ Credit check complete!

Business Credit Score: 82/100 (Excellent)
Payment History: 100% on-time payments
Credit Utilization: 35% (Healthy)
Source: Experian Business

Application Summary

Live view of your loan application

Application Progress 60% Complete

AINA

AI-powered business lending

Loan Application Assistant

I'll guide you through the process step by step

AI Assistant
Next, I need to verify your identity. Please provide your director details and upload a photo ID (passport or driver's license) to continue.
🪪

Director ID Document

Passport or Driver's License

AI Assistant
✅ Identity verified successfully!

Director Name: John Smith
Company Number: 12345678
ID Document: Verified ✓
Address Proof: Verified ✓

Application Summary

Live view of your loan application

Application Progress 70% Complete

AINA

AI-powered business lending

Loan Application Assistant

I'll guide you through the process step by step

AI Assistant
🎉 Excellent! We have everything we need.

I've successfully collected all the information required to assess your loan application.

✓ Application Complete

✓
Loan Purpose & Requirements

Business expansion for second café location • £100k-£200k requested

✓
Financial Data Connected

Current account, Xero accounting, Companies House, Tax statements

✓
Credit Assessment Complete

Credit score: 82/100 (Excellent) • 100% on-time payment history

✓
Identity Verified

John Smith verified • Company 12345678 • ID & address confirmed

Application Summary

Live view of your loan application

Application Progress 75% Complete

AINA

AI-powered business lending

Loan Application Assistant

I'll guide you through the process step by step

AI Assistant
Excellent news! 🎉

✅ You're Pre-Approved!

£150,000

Based on your strong financials and business history

  • ✓ Strong revenue growth (£840k annually)
  • ✓ Healthy cash flow (£28.5k monthly)
  • ✓ 4.5 years trading history
  • ✓ Excellent credit score (82/100)

Application Summary

Live view of your loan application

Application Progress 80% Complete

🎉 Your Approved Loan Offer

£150,000
£4,440
4.5%

AINA

AI-powered business lending

Loan Application Assistant

I'll guide you through the process step by step

AI Assistant
Great! Use the sliders below to explore different scenarios. I'll show you how it affects your monthly payments in real-time.
£150,000
36 months
4.5%

Application Summary

Live view of your loan application

Application Progress 90% Complete

🎉 Your Customized Loan Offer

£150,000
£4,440
4.5%
36 months
£159,840

AINA

AI-powered business lending

Loan Application Assistant

I'll guide you through the process step by step

🎉 Application Complete!

Congratulations! Your loan of £150,000 has been approved and is ready for final signature.

Reference Number
#APP-2025-001234

What happens next?
• Review and sign your loan agreement
• Funds transferred within 2-3 business days
• First payment due: 15 Jan 2026
• Your relationship manager: Sarah Mitchell

Timeline completed in: 6 minutes 42 seconds ⚡

Application Summary

Live view of your loan application

Application Progress 100% Complete

✅ Loan Approved & Ready

£150,000

Application completed on 12 Dec 2025

£4,440
36 months